01/04

KUMBARAM+

KUMBARAM+

PRODUCT DESIGN

Kumbaram+ is a conceptual mobile banking feature designed

to make saving a natural part of everyday spending. Users set

spending limits, and any unspent amount is automatically

transferred to their savings account. This turns leftover

money into consistent savings with minimal effort.

PROBLEM

PROBLEM

Saving consistently can be difficult when putting money aside feels like another task to manage alongside everyday spending.

Saving consistently can be difficult when putting money aside feels like another task to manage alongside everyday spending.

SOLUTION

SOLUTION

Kumbaram+ turns unspent money into savings automatically by connecting spending limits with a dedicated savings account.

Kumbaram+ turns unspent money into savings automatically by connecting spending limits with a dedicated savings account.

01 CONCEPT

01 CONCEPT

I explored how spending limits could become an opportunity to save automatically, without requiring users to manually move money between accounts.

I explored how spending limits could become an opportunity to save automatically, without requiring users to manually move money between accounts.

02 USER FLOW

02 USER FLOW

I mapped the experience from setting a spending limit to choosing a saving account, confirming the setup, and tracking the results.

I mapped the experience from setting a spending limit to choosing a saving account, confirming the setup, and tracking the results.

03 INTERFACE DESIGN

03 INTERFACE DESIGN

I adapted Yapı Kredi’s existing visual language and interface patterns to make Kumbaram+ feel familiar, while giving the new feature its own clear identity.

I adapted Yapı Kredi’s existing visual language and interface patterns to make Kumbaram+ feel familiar, while giving the new feature its own clear identity.

© 2026 Furkan Karanfil

LinkedIn

© 2026 Furkan Karanfil

LinkedIn

FURKAN KARANFİL

FK

ABOUT